Invoice Billing Descriptions by Product Code (Billing Codes)

Modified on Fri, 20 Mar at 12:50 PM

Use this document as a reference for understanding and interpreting billing and transaction codes related to merchant payments, ensuring clarity, consistency, and accurate financial reporting across supported payment types.

Item	Code	Description
ACHC	ACH Credit Per Transaction	Fee for ACH credit transaction.
ACHCH	ACH Chargeback Fee (R05, R07, R10, R29)	Fee for ACH chargeback (R05, R07, R10, R29).
ACHCHSC	ACH Chargeback Fee - Standard Commissions
ACHCR	ACH Credit Reject	Fee for rejected ACH credit transaction.
ACHD	ACH Debit Per Transaction	Fee for ACH debit transaction.
ACHDR	ACH Debit Reject	Fee for rejected ACH debit transaction.
ACHM	ACH Monthly Fee	Fixed monthly fee for ACH usage.
ACHRECALL	ACH Transaction Recall	Fee for ACH transaction recall request.
ACHREVERSE	ACH Reversal Request	Fee for ACH reversal request.
ADJ	Adjustment Fee	Total adjustment type billing comments.
ATMV	Validate+ Per Transaction	Fee for Validate+ transaction.
AUI	Account Updater Item Fee	Fee for credit card token updated.
AUM	Account Updater Monthly Fee	Flat monthly fee for "Account Updater" service.
AUTH	Authenticate Per Transaction	Fee for "Authenticate" service.
AUTHM	Authenticate Monthly Fee	Monthly fee for "Authenticate" service.
BANKCHANGE	Bank Account Change	Fee for bank account change.
BILLPAY	Online Bill Payment	Fee per BillPayIt bill loaded in the system when run invoicing.
BPAYFLAT	Online Bill Payment with Flat Rate Tiering	Flat fee according to number of bills.
CCP34D	Credit Card Transactions – Debit Rate	Fee for Vantiv / WorldPay 4-tier debit card transactions.
CCP34M	Credit Card Transactions – Mid-Qualified	Fee for Vantiv / WorldPay 3/4-tier mid-qualified for credit cards.
CCP34N	Credit Card Transactions – Non-Qualified	Fee for Vantiv / WorldPay 3/4-tier non-qualified for credit cards.
CCP34Q	Credit Card Transactions – Base Rate	Fee for Vantiv / WorldPay 3/4-tier base/qualified for credit cards.
CCPAMEX	Credit Card Processing – American Express	Fee for Vantiv/WorldPay AMEX transactions.
CCPAmItem	Credit Card Processing – AMEX Per Item	Fee for Vantiv AMEX transactions.
CCPBIN	Credit Card Processing – BIN	Cost to include BIN Fees.
CCPBPS	Credit Card Processing – Basis Points	Fee in basis points.
CCPChgBk	Credit Card Processing – Chargeback	Fee for credit card chargeback.
CCPDA	Credit Card Processing – Dues and Assessments	Fee for card brand dues/assessments.
CCPercent	Credit Card Processing – Flat Percentage	Percentage fee on Vantiv/WorldPay VISA/MAST/DISC transactions.
CCPInt	Credit Card Processing – Interchange	Interchange fee on Vantiv/WorldPayVISA/MAST/DISC transaction.
CCPItem	Credit Card Processing – Transaction Per Item	Fee for Vantiv/WorldPay credit card transaction.
CCPM	CC Monthly Statement Fee	Monthly fee for credit card processing.
CCPMFANF	FANF for Card Not Present (Moto)	Monthly fee for VISA card-not-present transactions.
CCPMLOC	Credit Card Merchant Location Fee	Fee for MasterCard merchant location.
CCPRFANF	FANF for Card Present (Retail)	Monthly fee for VISA card-present transactions.
CCPSplit	Credit Card Commission Split	Percentage that is used to calculate credit card commissions for partners.
CDISC	Credits Discount Fee	Monthly discount fee applied for generated transactions (ACH credit).
DISC	Discount Fee	Discount fee for funded transactions (ACH debit).
DISCM	ACH Monthly Discount Fee [Manual]	Monthly discount fee for ACH debits.
DPMF	Dex Portal Monthly Fee	Monthly fee for using Dex.
EARLYFUND	Early Funding	Fee for early-funded transactions.
EARLYTERM	Account Early Termination Fee	One-time termination fee.
EXCESS	Excessive ACH Returns	Fee for excessive returns (≥10 and >40% ratio).
FPPI	Forte Protect Per Item	Fee for credit card swipe transaction using Forte Protect encryption service.
FTVL	Forte Validate Per Transaction	Fee per ACH web debit transaction for NACHA compliance under "Validate" service.
FTVM	Forte Validate Monthly Fee	Optional monthly "Validate" service fee charged to merchants by partners.
FUNDINGC	Funded Transaction - Credit	Fee for funded credit transactions.
FUNDINGD	Funded Transaction - Debit	Fee for funded debit transactions
FVM	Forte Validate+ Monthly Fee	Monthly fee for Validate+ service.
GWDF	Gateway Discount Fee	Percentage fee on gateway credit card transactions.
IDVERIFY	IDVerify Transaction	Fee for identity verification transaction.
LRGACH	ACH Large Dollar Surcharge	Surcharge for high-value ACH transactions.
LrgACHPct	ACH Large Dollar Surcharge Percent	Percentage surcharge for high-value ACH.
MANUALBILL	Manual Billing Fee	Fixed fee for manual cost entry.
MMF	Monthly Minimum Fee	Minimum monthly fee if costs are below threshold.
NCN	NCN Verify Transaction	Fee for NCN verification.
NONCOM	Forte Non-Compliance Fee	Non-Compliance Fee (WEB Debit and SEC Codes).
PayPal	PayPal Per Transaction Fee	Fee for "PayPal" transaction.
PayPalM	PayPal Monthly Fee	Monthly Fee for "PayPal" transactions.
PBBRDFee	PayFac-in-a-Box Boarding Fee	One-time activation fee for PayFac-in-a-Box merchant.
PBDISPApi	Credit Card Dispute File Delivery API	Monthly fee for Credit Card dispute file delivery via API.
PBDISPPor	Dispute Management Portal	Monthly fee for dispute management portal (Dex).
PBINTFile	PayFac-in-a-Box Credit Card Interchange File	Fee for each Wells Fargo interchange file received.
PBMMFee	PayFac-in-a-Box Maintenance Fee	Monthly fee for maintenance in PayFac-in-a-Box.
PCI	ACH Direct PCI Compliance Program Fee	Fee for participating in PCI program.
PCINON	ACH Direct PCI Non-Compliance Fee	Fee for PCI non-compliance.
PGCC	Gateway Credit Card Transaction	Fee per credit card transaction processed.
PGM	Gateway Monthly Fee	Gateway Monthly Fee
PGV	Gateway Transaction	Fee per EFT transaction processed.
REBATE	Collected NSF Fee Rebates	Percentage rebate per collected NSF fee.
SETUP	Merchant Enrollment/Setup	One-time enrollment/setup fee.
TOKS	Token Storage Fee Per Active Token	Fee Per Stored Active Payment Token.
TOKT	Token Per Transaction Fee	Fee per transaction for active payment tokens.
TRAINING	Merchant Training and Configuration	One-time training/configuration fee.
TRIPLCHK	Triple Check Fee	Fee for TripleCheck verification.
TXTPAY	Text to Pay Per Text	Fee for "Text to Pay" transaction.
TXTPAYM	Text to Pay Monthly Fee	Monthly Fee for "Text to Pay" transactions.
WSUPPRET	WSUPP Retrieval	Fee for obtaining affidavit.