Support Services

Authenticate - Verify Account Identity

The Forte Verify program pairs Authenticate with the account validation capabilities of Validate and Validate+. Both payment validation solutions return account and ownership status in real-time, ensure compliance with Nacha’s WEB debit rule and further mitigate fraud risks. Use them in tandem with our award-winning platform or as stand-alone services.


Understanding CSG Forte Authenticate

CSG Forte Authenticate is an automated solution to verify the identity of account owners during ACH and eCheck transactions. It cross-checks user data with a vast financial database, ensuring that payments are made to the correct individuals or businesses.


What Does It Do?

Authenticate matches the name on the account (individual or business) with data from over 550 million records, including input from the 12 largest banks in the U.S. This allows businesses to confirm ownership and legitimacy before processing payments.

Key Features:

  • Verification of account holder's first and last name

  • Business name validation for commercial accounts

  • Database contributions from major banks and institutions

  • Customizable match settings for precise responses

  • Supports REST, AGI, and Dex integrations

Benefits for Merchants

  • Reduces returned or failed payments

  • Prevents delays and fraud

  • Ensures funds go to intended recipients

  • Increases confidence in ACH and eCheck transactions


Integration with Validate and Validate+

Forte Authenticate can be used alongside Validate and Validate+ to provide an additional layer of security and ensure end-to-end verification. This is especially useful for businesses looking to maintain strict compliance with Nacha fraud-prevention standards.






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