Thank you for your inquiry regarding Forte Verify checking bank account funds. The Forte Verify service consults the status reported by the bank to see if the customer account is valid and in good standing. The service is unable to determine if the bank account has funds in them or the amount of the funds. It will only check for the validity of the bank information and standing with the financial institution. If you have any questions regarding Forte Verify, please contact our Customer Support team at 1-866-290-5400 Option 1.