Support Services

How to simulate settlement in the sandbox environment

This solution describes settlement simulation options in the sandbox environment.


Credit Cards

Submit test transactions to the sandbox environment for any amount. The end result is that this transaction's status will be updated to reflect 'settled'.


Edge case testing:

  • a whole amount with .99 will yield an additional 'Chargeback' settlement record. 
  • a whole amount with .98 will yield additional 'Chareback' and 'Un-Chargeback' settlement records.

ACH/ECheck

Submit test transactions to the sandbox environment for any whole dollar amount. The end result is that this transaction's status will be updated to reflect "Funded" on the first settlement attempt.


Edge case testing, two general cases:

Case I.

  • a whole amount with .01 will yield the transaction status to be updated to reflect 'Rejected' with an ACH return reason code of R01.
  • a whole amount with .02 will yield the transaction status to be updated to reflect 'Rejected' with an ACH return reason code of R02.
  • ...etc, etc... for return reason codes R03 through R97
  • a whole amount with .98 will yield the transaction status to be updated to reflect 'Rejected' with an ACH return reason code of R98.
  • a whole amount with .99 will yield the transaction status to be updated to reflect 'Rejected' with an ACH return reason code of R99.

Case II. 

  • a whole amount with .10 will yield the transaction status to be updated to reflect 'UnFunded' with an ACH return reason code of R10.
  • a whole amount with .23 will yield the transaction status to be updated to reflect 'UnFunded' with an ACH return reason code of R23.

Upon submission of test transactions to the sandbox environment, send an email to integraton@forte.net and request settlement simulation with the following details:


  • Merchant ID
  • Test transaction processing date


Upon our receipt, settlement will be simulated in the sandbox environment. The support agent will reply with appropriate settlement dates and results.

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