The Change: This fraud liability shift update applies to transactions acquired in the U.S. and processed via Discover Network and PULSE, where a contact chip payment device is utilized and a counterfeit card using JCB or UnionPay BIN ranges was used to conduct the transaction.
JCB Announces New Effective Date for EMV Fraud Liability Shift
The effective date for the JCB EMV fraud liability shift for counterfeit card transactions in the U.S. using a contact chip payment device, except at Automated Fuel Dispensers, is now April 17, 2020.
October 2019
Transactions will fall under the EMV fraud liability shift when a UnionPay contact chip payment device is utilized and a counterfeit card using the UnionPay BIN ranges was used to conduct the transaction at a POS or ATM, except at an Automated Fuel Dispenser, in the U.S.