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Card Brands - Visa Update: Date Change for No Authorization Dispute Processing

Update
Visa Date Change for No Authorization Dispute Processing
Card Present / Card-Not-Present 

 

The Change: Visa is delaying the Visa Claims Resolution (VCR) “No Authorization” dispute. Effective April 18, 2020, issuers may initiate “No Authorization” disputes on credit transactions in Canada, LAC, and the U.S. This change aligns the dispute right effective date across all regions.

The Impact: Issuers may initiate VCR “No Authorization” disputes on credit transactions where an authorization was not obtained.

The Timing: April 18, 2020

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