Effective April 2020 (unless an earlier date applies in a country or region), an acquirer must support partial approvals for all prepaid Mastercard, all Debit Mastercard (including prepaid), and all Maestro account ranges for merchants identified with MCC 5542 (Fuel Dispenser, Automated) and merchants in the following MCCs conducting card-present transactions at attended POS terminals:
● 5310-Discount Stores
● 5311-Department Stores
● 5411-Grocery Stores, Supermarkets
● 5541-Service Stations (with or without Ancillary Services)
● 5621-Women’s Ready to Wear Stores
● 5691-Men’s and Women’s Clothing Stores
● 5732-Electronic Sales
● 5812-Eating Places, Restaurants
● 5814-Fast Food Restaurants
● 5912-Drug Stores, Pharmacies
● 5999-Miscellaneous and Specialty Retail Stores
Additional required MCCs for specific Regions:
- Canada region must support partial approvals for all Debit Mastercard and prepaid Mastercard account ranges used to conduct card-present transactions at merchants in the following MCCs:
o 4812-Telecommunications Equipment including Telephone Sales
o 4814-Telecommunications Services including but not limited to prepaid phone services and recurring phone services
o 4816- Computer Network/Information Services
o 5200-Home Supply Warehouse Stores
o 5310-Discount Stores
o 5311-Department Stores
o 5331-Variety Stores
o 5411-Grocery Stores, Supermarkets
o 5499-Miscellaneous Food Stores-Convenience Stores, Markets, Specialty Stores
o 5541-Service Stations (with or without Ancillary Services)
o 5542-Automated Fuel Dispensers
o 5621-Women’s Ready to Wear Stores
o 5631-Women’s Accessory and Specialty Stores
o 5641-Children's and Infant’s Wear Stores
o 5651-Family Clothing Stores
o 5661-Shoe Stores
o 5691-Men’s and Women’s Clothing Stores
o 5732-Electronic Sales
o 5734-Computer Software Stores
o 5735-Record Shops
o 5812-Eating Places, Restaurants
o 5814-Fast Food Restaurants
o 5912-Drug Stores, Pharmacies
o 5921-Package Stores, Beer, Wine, Liquor
o 5941-Sporting Goods Stores
o 5942-Book Stores
o 5945-Game,Toy, and Hobby Shops
o 5947-Gift, Card, Novelty, and Souvenir Shops
o 5977-Cosmetic Stores
o 5999-Miscellaneous and Specialty Retail Store
o 7399-Business Services – not elsewhere classified
o 8999-Professional Services – not elsewhere classified
o 9399-Government Services – not elsewhere classified
- European region must support partial approvals for all Debit Mastercard and prepaid Mastercard account ranges used to conduct card-present transactions at merchants in the following MCCs:
o 5310-Discount Stores
o 5311-Department Stores
o 5411-Grocery Stores, Supermarkets
o 5541-Service Stations (with or without Ancillary Services)
o 5542-Automated Fuel Dispensers
o 5621-Women’s Ready to Wear Stores
o 5691-Men’s and Women’s Clothing Stores
o 5732-Electronic Sales
o 5812-Eating Places, Restaurants
o 5814-Fast Food Restaurants
o 5912-Drug Stores, Pharmacies
o 5999-Miscellaneous and Specialty Retail Store
- U.S. region must support partial approvals for all Debit Mastercard and prepaid Mastercard account ranges used to conduct card-present transactions at merchants in the following MCCs:
o 4111-Transportation – Suburban and local Commuter Passenger, including Ferries
o 4812-Telecommunications Equipment including Telephone Sales
o 4814-Telecommunications Services including but not limited to prepaid phone services and recurring phone services
o 4816- Computer Network/Information Services
o 4899-Cable, Satellite, and Other Pay Television and Radio Services
o 5111-Staionary, Office Supply
o 5200-Home Supply Warehouse Stores
o 5310-Discount Stores
o 5311-Department Stores
o 5331-Variety Stores
o 5399-Miscellaneous General Merchandise Stores
o 5411-Grocery Stores, Supermarkets
o 5499-Miscellaneous Food Stores-Convenience Stores, Markets, Specialty Stores
o 5541-Service Stations (with or without Ancillary Services)
o 5542-Automated Fuel Dispensers
o 5732-Electronic Sales
o 5734-Computer Software Stores
o 5735-Reord Shops
o 5812-Eating Places, Restaurants
o 5814-Fast Food Restaurants
o 5912-Drug Stores, Pharmacies
o 5921-Package Stores, Beer, Wine, Liquor
o 5941-Sporting Goods Stores
o 5942-Book Stores
o 5943-Office, School Supplies and Stationary Stores
o 5999-Miscellanweous and Specialty Retail Store
o 7829-Motion Picture-Video Tape Productions-Distribution
o 7832-Motion Picture Theaters
o 7841-Video entertainment Rental Stores
o 7996-Ammusement Parks, Carnivals, Circuses, Fortune tellers
o 7997-Clubs-Country Memberships
o 7999-Recreation Services - not elsewhere classified
o 8011-Doctors - not elsewhere classified
o 8021-Dentist, Orthodontists
o 8041-Chiropractoes
o 8042-Optomtrists, Ophthalmologists
o 8043-Opticians, Optical Goods and Eyeglasses
o 8062-Hospitals
o 8099-Health Practitioners, Medical Services - not elsewhere classified
o 8999-Professional Services – not elsewhere classified
o 9399-Governement Services – not elsewhere classified
Impact:
- Review your application(s) to ensure they have the ability to support Partial Authorization Responses. Recommended Action:
- Recode your application(s) that are not handling Partial Authorization processing properly and re-certify with Global Payments.
- Implement/deploy the new application(s) for all effected existing merchants.
- Deploy the new application(s) to all new effected merchant implementations go forward.